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Foundation

Foundation

Coming soon: a new range of Foundation

We launch Foundation funds at regular intervals throughout the year, each with a limited offer period.

The details of each launch varies, but all funds are designed to protect your capital at the end of a fixed term and offer the potential for returns based on the performance of a market-linked index or a basket of stocks.

The minimum deposit is normally £/$/€5,000 over a fixed term.

Foundation could be right for you if you:

  • Are new to investing or a cautious investor - Foundation is designed to protect your capital at the end of a fixed term, while giving you the opportunity to benefit from stock market growth potential.
  • Are seeking to diversify your portfolio - each launch of Foundation offers you a variety of markets to choose from, so you can increase the reach of your investment portfolio without taking more risk
  • Want to access markets you may not have considered before - such as Asian markets or specific sectors such as energy or multimedia
  • Require regular bonus payments - some funds offer bonuses so, depending on which fund you choose, you don’t have to wait until the end of the term to see a return

However, if you are looking to invest before then, there are other funds in the HSBC range which may be right for you. Please visit the investment page for more information.


SOME THINGS YOU SHOULD KNOW BEFORE YOU INVEST

Your investment will be in shares of HSBC International Capital Secured Growth Funds plc. The return of your capital and growth is dependent upon financial instruments bought from one or more financial institutions including HSBC Bank plc. For this current issue, we will invest 100% of the funds’ assets, minus charges, with HSBC Bank plc, who in turn will invest up to 92% of the funds’ assets with other financial institutions, leaving 8% invested with HSBC Bank plc. It is only in the event of one of these other financial institutions, or HSBC Bank plc, defaulting on their obligations that the benefits described will not be delivered, however,

Foundation is not a guaranteed investment.

You should understand that while Foundation offers exposure to various types of assets, it may provide a lower return than you would have received through direct investment due to the cost of capital protection. However, investing in this way is designed to protect you against falls in the stock market at maturity, whereas with direct investment you would be exposed to such falls. If you held shares directly, you would also benefit from the dividends paid by them. By investing in Foundation you will not receive these share dividends.


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